Comprehensive and Collision 

Comprehensive and Collision insurance, commonly known as full coverage, is not required by law, but it does offer a variety of benefits for the policyholder. Similar to liability insurance, if you cause a car accident, your insurance will cover damages incurred on the other party, AND it will also cover any injuries you may have as well as any damage done to your car. This type of policy also covers non-accident related damage to your car such as hail and even theft. While these policies typically cost a little more than liability policies, they come with additional peace of mind that you and your car will be taken care of in case of an accident.